March 13, 2025

How I Paid Off $60k in Debt (And How You Can Ditch Your Mortgage in Just 7 Years)

by Niya Champaneria in Debt0 Comments

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Let’s cut to the chase—debt sucks. It’s a constant weight on your shoulders, holding you back from the time freedom and financial peace you deserve. As a parent entrepreneur, you’ve got enough to juggle. The last thing you need is debt slowing you down.

I get it. I’ve been there. And I’m here to tell you there’s a way out. A way to pay off your debt faster than you ever thought possible—without refinancing, cutting back on every little thing, or feeling like you’re stuck forever.

Here’s how I did it.

1. I Found a System That Does the Math for Me

I’m not a fan of complicated spreadsheets or spending hours crunching numbers. I found a system that does it all. This isn’t some “quick math” or guesswork. This system automatically calculates the best way to pay down debt and shows you how to outsmart the interest. It’s like having a financial expert on your team 24/7—without the huge fees.

2. I Followed the System (No Second Guessing)

This system doesn’t just throw numbers at you and leave you to figure it out. It lays out a plan that’s easy to follow, step by step. I didn’t have to guess what to do next or wonder if I was doing it right. I just followed the plan, and the results spoke for themselves.

And guess what? I paid off $60k in debt way faster than I ever thought possible. It’s not magic, but it feels pretty damn close.

3. I Helped My Clients Do the Same

It’s not just me—this system has helped my clients cut their mortgage down from 30 years to just 7 years. Yep, you read that right. They’re ditching their mortgage YEARS earlier than they thought possible, freeing up their time and money to build the life they really want.

Why This Works

Here’s the deal—debt is a roadblock. It holds you back from the financial freedom and peace of mind you’re striving for. It’s an anchor, keeping you stuck in the same cycle. But this system doesn’t just pay off debt. It helps you take back control of your finances, live debt-free, and finally have the breathing room to focus on what matters.

This isn’t something you can DIY with a spreadsheet. There’s only ONE software that can make this happen, and it comes with a financial coach who’s there for you every step of the way. It’s not a “one-time fix”—it’s a lifelong solution.

Ready to Ditch Your Debt?

If you’re ready to take control, stop letting debt drag you down, and finally start building the life (and wealth) you deserve, then let’s talk. I’m here to help you get started and show you how this system works.

Book a call with me here: https://therichceo.com/book-a-call

Let’s get you on the path to debt freedom and start building your future today.

AUTHOR

Niya Champaneria

Niya Champaneria is a mom, serial entrepreneur and CEO of The Rich CEO. She loves to travel and explore the world with her sidekick son Elias. Fascinated with the way money works, how it's used and abused, and how it can be used as a tool to achieve our full potential, Niya loves to help good, honest, hard-working people, have more, do more and be more.

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